Household Use of Open‐End Credit to Finance Risk
作者:
JOSEPH G. EISENHAUER,
期刊:
Journal of Consumer Affairs
(WILEY Available online 1994)
卷期:
Volume 28,
issue 1
页码: 154-169
ISSN:0022-0078
年代: 1994
DOI:10.1111/j.1745-6606.1994.tb00820.x
出版商: Blackwell Publishing Ltd
数据来源: WILEY
摘要:
The use of open‐end consumer credit to finance risk is becoming increasingly popular, but has long been overlooked in the literature on household risk management. This paper derives explicit conditions under which credit financing is superior to insurance policies, product service plans, and self‐insurance as a means of financing risk. Implications for consumers, manufacturers, insurers, creditors, and public policymakers are discus
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