I think we all know from our personal lives that love is not necessarily based on understanding. I suspect this is very much the case with our Institute. Who really knows what it is, how it works, what it is trying to do. There are the annual reports—one of which we have approved earlier this evening. But how many of us have really read and fully understand all that is contained within it? Let alone what might be hidden between the lines. Similarly with the various annual accounts. Quite correctly we trust our Honorary Treasurer and the accounts to watch over our interests. Provided the rate of change of annual subscription is not too large, and that the final balance is more or less made, I suspect we don't bother too much about the finances.