Repayment mortgages and related problems
作者:
R. F. Talbot,
期刊:
International Journal of Mathematical Education in Science and Technology
(Taylor Available online 1986)
卷期:
Volume 17,
issue 6
页码: 693-701
ISSN:0020-739X
年代: 1986
DOI:10.1080/0020739860170604
出版商: Taylor & Francis Group
数据来源: Taylor
摘要:
The standard method of repaying a mortgage is by making payments which remain constant throughout the period of the loan for a given rate of interest. This annuity scheme is analysed as regards to the real cost when inflation is taken into account and the effect that interest rate changes have on the repayments. Other mortgage repayment models are developed which allow the borrower the option of increasing or decreasing the repayments steadily without loss of income to the lender.
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