摘要:

This paper discusses the implications of credit use in models of consumer demand. It proposes a functional form for and presents results from a demand model designed to incorporate the effects of credit use.

ISSN:0022-0078    

DOI:10.1111/j.1745-6606.1989.tb00233.x

出版商:Blackwell Publishing Ltd    

年代:1989

数据来源: WILEY

摘要:

This paper studies expenditures on clothing for children and their parents using the individual consumer as the basic unit of analysis. The effects on clothing expenditure of the age, sex, and race of the household member, the composition, location, and total expenditures of the household, and the education and occupation of the parents are analyzed using multivariate Tobit analysis. Data are taken from the U.S. Consumer Expenditure Survey, 1984–198

ISSN:0022-0078    

DOI:10.1111/j.1745-6606.1989.tb00234.x

出版商:Blackwell Publishing Ltd    

年代:1989

数据来源: WILEY

摘要:

One possible strategy to minimize costs of health care is to provide consumers with information pertaining to its relative cost. However, the effectiveness of programs to dispense information on medical services has been difficult to evaluate because very little is known about incentives for doctor shopping. The demand for medical services information (doctor shopping) among elderly consumers and the effect of health insurance purchases on shopping decisions are assessed.

ISSN:0022-0078    

DOI:10.1111/j.1745-6606.1989.tb00235.x

出版商:Blackwell Publishing Ltd    

年代:1989

数据来源: WILEY

摘要:

This paper reports the results of an empirical investigation of the relationship between selected consumer and marketplace characteristics—focusing on participation in consumer education activities—and consumers’ prepurchase information search behavior. A need exists for further study of the counteractive effects that consumer education is likely to have with respect to preferences for search and to the efficiency with which consumers conduct s

ISSN:0022-0078    

DOI:10.1111/j.1745-6606.1989.tb00236.x

出版商:Blackwell Publishing Ltd    

年代:1989

数据来源: WILEY

摘要:

A statistical test is applied to explore the possibility that children can affect the efficiency with which parents consume. Parents may receive some economic benefits from children in the form of reverse integenerational transfers that occur because of a positive influence children have on family behavior. Results show that not only do children have an influence on parental consumption, but also that the influence is beneficial. In fact, not accounting for such a benefit could cause an underestimate in such measures as the rate of return to education or the benefits from such governmental programs as Head Start.

ISSN:0022-0078    

DOI:10.1111/j.1745-6606.1989.tb00237.x

出版商:Blackwell Publishing Ltd    

年代:1989

数据来源: WILEY

摘要:

Based on Wyer and Srull's (1986) model of social information processing, it was hypothesized that compared with consumers who use an impression‐set information‐processing objective when examining products, consumers using a memory‐set processing objective would 1) devote more time to examining products’ labels, 2) recall more product information from the label, 3) perceive the products as safer, and 4) be more likely to comply with safety recommendations. Subjects were instructed only once either to memorize as much information as they could or to form an impression from a jar of oven cleaner. After filling out a questionnaire, they examined a jar of prescription cough medicine. Results confirmed the hypotheses for both products. Even though the processing objective instructions were not repeated before the subjects examined the cough medicine, the effects of the objective carried over to the cough m

ISSN:0022-0078    

DOI:10.1111/j.1745-6606.1989.tb00238.x

出版商:Blackwell Publishing Ltd    

年代:1989

数据来源: WILEY

摘要:

A categorical framework and methods to estimate the attention devoted to delineated categories of consumer news are developed. The framework's empirical application is illustrated in an exploratory examination of 53 issues ofUSA Todaypublished in late 1985. Content analysis is used as a “communicator analysis’ to investigate content as direct evidence about news producers rather than news receivers. The news organization's perceptions of the newsworthiness of consumer news categories are analyzed. Applications of the categorical framework for consumer research are discus

ISSN:0022-0078    

DOI:10.1111/j.1745-6606.1989.tb00239.x

出版商:Blackwell Publishing Ltd    

年代:1989

数据来源: WILEY

摘要:

Customers are attracted to rental‐purchase agreements by claims of low payments and by the promise of eventual ownership. This study found that customers were frequently confused and generally dissatisfied with the agreements. Participants had poor credit histories and appeared to be using rental‐purchase agreements as substitutes for conventional forms of credit. These results are interpreted in the context of possibilities for expanded consumer protection and of the changes taking place in the market for consumer cre

ISSN:0022-0078    

DOI:10.1111/j.1745-6606.1989.tb00240.x

出版商:Blackwell Publishing Ltd    

年代:1989

数据来源: WILEY

摘要:

Liberal branch‐banking laws have been shown to result in superior customer service. However, some have attributed this to restrictive deposit rate ceilings that have forced banks to compete on a nonprice basis. One form of customer service—accessibility—is modeled and the role of branching prior to and after deposit rate ceilings were phased out is evaluated. Branching benefits are reaffirmed, suggesting customers should support efforts to liberalize geographic expansion in ba

ISSN:0022-0078    

DOI:10.1111/j.1745-6606.1989.tb00241.x

出版商:Blackwell Publishing Ltd    

年代:1989

数据来源: WILEY

摘要:

The considerable power of the repeated message leads observational learning theoriests to maintain that television messages have significant impact upon viewers. Television advertisements typically present quick and easy solutions to problems, thus discouraging careful, step‐by‐step decision making. Consumers who come to expect easy solutions may suffer disillusionment if they extend those lessons to more complex problem solving. This study documents the pervasive problem‐resolution format presented in television commercials and draws implications about consumer beh

ISSN:0022-0078    

DOI:10.1111/j.1745-6606.1989.tb00242.x

出版商:Blackwell Publishing Ltd    

年代:1989

数据来源: WILEY