Risk from the “natural event system”; of hurricanes varies greatly along the U.S. coastline, and so do the property and lives at risk. Damage potential from storm surge in the Miami area is less than a third that of the Tampa area. However, damage potential from winds in the Boston and New York areas exceeds that of either the Miami or Tampa areas. Passage of time since the great hurricane disasters near the turn of the century and improvements in the warning system may make coastal dwellers underestimate the likelihood of a hurricane catastrophe. But population growth near the coast has been more than three times the national average, and 10 of 58 coastal segments 50 miles in width more than doubled in population between 1960 and 1970. Twenty‐two segments increased by more than 25,000 people with six increasing by 150,000. Legislative response to the growing hazard has varied as widely as risk but is not clearly correlated with risk.