The Effects of Affiliation with Large Bank Holding Companies on Commercial Bank Lending to Agriculture
作者:
R. Alton Gilbert,
Michael T. Belongia,
期刊:
American Journal of Agricultural Economics
(WILEY Available online 1988)
卷期:
Volume 70,
issue 1
页码: 69-78
ISSN:0002-9092
年代: 1988
DOI:10.2307/1241977
出版商: Oxford University Press
数据来源: WILEY
摘要:
AbstractThis article examines whether the agricultural loan ratios of rural subsidiaries of large bank holding companies differ from the ratios of other banks in the same rural counties. In each of the years 1975, 1980, and 1985, the ratio of agricultural loans to total assets is significantly lower for the subsidiaries of large bank holding companies. These results are interpreted as evidence that the subsidiaries of large bank holding companies have greater opportunities to diversify risk by lending to businesses in a variety of industries.
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